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Get the best mortgage loan for you in California

When you decide to buy a home or refinance a mortgage in California, it's a big decision. You can trust first California Financial to find the loan program with the lowest possible interest rate that's best for you. With our proprietary system of paperless, electronic and online mortgage brokering, we can provide some of the lowest rates and terms available in California. Deal directly with us, we do not send you out to  other companies , we consider you our private client.  

Buying a new home in California can be a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust us to make the process as smooth as it can be with, with status updates along the way. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan here in California is like getting the keys to your new house! We can help you get there and we will help get you qualified as quickly as possible for your home loan.

Refinancing your mortgage loan in California has never been easier with us. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We are completely paperless and this allows for the most efficient and effective in the processing of your loan. Let our professionals guide you to the very best refinanced loan!

GET A  FREE RATE QUOTE NOW! or call 800-562-6770

Our mortgage professionals give you the personal attention you deserve and treat you with the respect as a private client. We understand you're making a commitment in buying a new home or refinancing a mortgage. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

Please call us today and allow us to help you refinance your home loan, qualify for the purchase of your new home or help you with any home loan needs you may have here in California. Find out now what we can do for you and how easy it is to get started.

ProductAvg. RateChg.
30 Yr Fixed4.70--
15 Yr Fixed4.14--
FHA 30 Yr4.45--
Jumbo 30 Yr4.72-0.01
5/1 Yr ARM3.94-0.01
About RatesGet Widget
ProductAvg. RateChg.
MORTGAGE NEWS :
 
Mortgage Rates Behind the Curve For 2nd Straight Day
7/20/2018 5:44 PM
Mortgage rates improved today but it was largely a byproduct of yesterday"s market movement that didn"t make it onto lenders" rate sheets at the time. Mortgage lenders set rates based on trading levels in mortgage backed securities or MBS (the bonds that groups of mortgages turn into when they"re traded among financial firms on the secondary market...Read More
 
Mortgage Rates Back to Flat After Starting Higher
7/19/2018 2:31 PM
Mortgage rates had a scare today, as they began the day at their highest levels of the month (depending on the lender) only to fall back in line with yesterday (or better!). The reason for the back-and-forth movement has to do with esoteric behind-the-scenes stuff in the bond market. I should be able to make it tangible enough for you, so let"s giv...Read More
 
Mortgage Rates Flat Again, Despite Modest Market Weakness
7/18/2018 4:43 PM
Mortgage rates were flat again today, further prolonging a trend that"s been in place for weeks. During that time, we"ve seen modest ups and downs, but no significant changes. To put the narrowness of the range in context, the "ups and downs" are only seen in the upfront costs associated with any given mortgage rate. Rates themselves haven"t change...Read More
 
Mortgage Rates Edge Higher
7/17/2018 4:17 PM
Mortgage rates fell to their lowest levels since late May as of last Friday. Today, then, would be the 2nd best day since late May. Rates edged slightly higher to begin the new week as bond markets (which underlie rates) came under modest pressure for several relatively inconsequential reasons. The net effect was a small adjustment in the upfront c...Read More
 
Lowest Rates Since May, But There"s a Catch
7/13/2018 2:54 PM
Mortgage rates fell by an observable amount today-- one of the few times they"ve done so in recent weeks. Technically, today"s average lender is offering the best we"ve seen since May 31st. That sounds pretty great, right?! Unfortunately, there"s a fairly big catch. While today"s rates are indeed the best in a month and a half, the range during tha...Read More





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